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Tuesday, September 16, 2008
Frugal Living For Singles - Do's and Don'ts That You Need Right Now

Many singles prefer to spend money without thinking if they have enough to afford what they want. Unfortunately, this idealized situation is difficult to find. With the prices of groceries and gas increasing everyday, it is important to follow some frugal living ideas for singles. Let's take a look at some ideas for a living on a budget, without changing your lifestyle.

First, the Don'ts

1. Don't impulse buy, especially at the grocery store. Supermarkets are selling machines designed to get you to buy more than what you came for.

2. Don't eat out for lunch everyday for lunch. Americans spend an average of $150 or more a month just eating out for lunch.

3. Don't throw grocery coupons in the trash. You're throwing away lots of savings on foods you'll need to purchase this week.

4. Don't pay the minimum balance on your credit card late. Late fees are a sneaky way that the credit industry gets more money out of you. Don't fall into their trap!

Now the Do's

1. Make a list when going grocery shopping and follow it! Make sure that everything on your list is really needed. Buy some items in bulk to get increased discounts.

2. Learn to brown bag your lunch more often and watch the savings add up. A homemade sandwich and chips bought at the grocery store costs a lot less than one prepared at a restaurant.

3 Do use coupons whenever you can. Taking time to clip and use grocery coupons can save over 10% on each shopping trip to the store. That can really add up over time.

4. Pay off you credit card balances each month to avoid finance charges. Try to use cash as much as possible. Whatever you buy on credit will always be more expensive in the long run than paying for it with cash.

5. Do eat homemade dinners as often as possible. Figure out dishes that are easy-to-cook at home. Use the crock pot if you have one. Save money, time, and gas by making homemade meals. Make eating out a special occasion that will mean more to you than an everyday routine.

6. Do replace regular light bulbs with compact fluorescent (CFL) bulbs. CFL bulbs use 80% less energy than regular bulbs and last longer, too. You will save a lot of money in energy costs. Also you will save time by not having to replace them as often.

Frugal Living for Singles- Discover 29 Quick and Easy Strategies for Singles Saving Money in Today's Economy.

(This one resource has helped hundreds of people.)

Can you afford not to have this information?

Visit http://www.frugallivingsecrets.blogspot.com for immediate access.

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posted by reese25374 @ 8:45 AM   0 comments
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